Konf\u00edo<\/a>, plataforma financiera de cr\u00e9ditos para peque\u00f1as y medianas empresas, te brinda 5 consejos para armar un plan estrat\u00e9gico y mejorar las finanzas de las peque\u00f1as y medianas empresas ante cualquier escenario.<\/p>\n <\/p>\n
Establecer metas y objetivos<\/strong>. En primer lugar, debes fijar en qu\u00e9 se destinar\u00e1 el capital de tu empresa. A partir de un diagn\u00f3stico que indique cu\u00e1l es el estado financiero de tu empresa, puedes establecer hacia d\u00f3nde quieres que se dirija y fijar una meta financiera realista que incluya rentabilidad, liquidez y apalancamiento.<\/p>\n <\/p>\n
Elaborar presupuesto<\/strong>. Tener un registro s\u00f3lido de todos los capitales que entran y salen de la empresa sirve para elaborar un presupuesto a partir del cual pueda partir tu plan financiero. Registra en los ingresos ganancias, financiamiento externo, entradas diversas por proyectos extra, etc\u00e9tera; en los egresos considera los gastos fijos como rentas y servicios, mantenimiento y adquisici\u00f3n de insumos.<\/p>\n <\/p>\n
Priorizar los gastos<\/strong>. Con el presupuesto elaborado, puedes visualizar los gastos que son imprescindibles para llegar a la meta financiera de tu plan, adem\u00e1s de eliminar todos los gastos innecesarios que no reportan beneficios para la empresa. Restringir las salidas de capital sirve para mantener el gasto al m\u00ednimo y optimizar los ahorros de la empresa.<\/p>\n <\/p>\n
Calendarizaci\u00f3n y proyecci\u00f3n de metas<\/strong>. Realiza un calendario de pagos, inversiones y gastos, a corto, mediano y largo plazo, que contemple las metas y alcances del plan financiero. Esto sirve para establecer la disponibilidad de capital a lo largo del a\u00f1o, visualizar cu\u00e1nto tiempo tomar\u00e1 alcanzar cada meta y administrar de manera inteligente los recursos en caso de emergencias e imprevistos.<\/p>\n <\/p>\n
Verificar el plan financiero<\/strong>\u00a0y crea diversos escenarios.<\/strong>\u00a0\u00a0Comprueba que los gastos contemplados y el ahorro que se obtendr\u00e1 con tu plan corresponda a las metas fijadas en primer t\u00e9rmino, que no existen fugas de dinero y que el propio plan puede ser susceptible de cambios en caso de requerir ajustes. Esto \u00faltimo es importante, pues los factores externos del mercado, como tasas de inter\u00e9s, las fluctuaciones en el mercado y reformas financieras y fiscales, son impredecibles, y debes estar preparado para realizar cambios en el plan inicial que te permitan continuar con tu meta financiera.<\/p>\n <\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Ciudad de M\u00e9xico. En un ambiente econ\u00f3mico competitivo, y en donde existe incertidumbre sobre los movimientos…<\/p>\n","protected":false},"author":2,"featured_media":30161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[4,23],"tags":[],"class_list":["post-30160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas-y-negocios","category-noticias"],"acf":[],"yoast_head":"\n
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<\/p>\n