{"id":32756,"date":"2018-07-24T10:37:11","date_gmt":"2018-07-24T15:37:11","guid":{"rendered":"http:\/\/innovatori.space\/lat21\/?p=32756"},"modified":"2018-07-24T10:37:11","modified_gmt":"2018-07-24T15:37:11","slug":"vas-a-rentar-asegurate-que-no-rebase-el-30-de-tus-ingresos","status":"publish","type":"post","link":"https:\/\/l21.mx\/?p=32756","title":{"rendered":"\u00bfVas a rentar? Aseg\u00farate que no rebase el 30% de tus ingresos"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Llega la quincena y muchas veces ya no sabemos de d\u00f3nde sacar dinero para pagar las cuentas bancarias, los servicios, colegiaturas, as\u00ed como los alimentos, cr\u00e9ditos y seguros varios, entre otras cosas que se presentan d\u00eda con d\u00eda y vac\u00edan el bolsillo de cada uno de los mexicanos.<\/p>\n

Lo cierto es que, si no tenemos una correcta administraci\u00f3n de nuestros ingresos, f\u00e1cilmente podremos caer en malos h\u00e1bitos al ya no contar con el capital para pagar los conceptos antes mencionados y, por ende, entrar en deuda o incrementar la ya existente.<\/p>\n

De acuerdo con un reporte emitido por el Consejo Nacional de Inclusi\u00f3n Financiera (CNIF), \u201c33.6 millones de adultos ahorran formalmente en M\u00e9xico\u201d lo que significa un incremento del 8% con relaci\u00f3n a la \u00faltima cifra obtenida en 2012. Sin embargo, 46.7 millones de adultos lo hacen de manera informal: \u201ccaja de ahorro<\/strong><\/em> del trabajo o de conocidos, guardando dinero con familiares o conocidos, guardando dinero en casa, participando en tandas, prestando dinero o comprando animales o bienes<\/strong><\/em>\u201d.<\/p>\n

Menos de 30%, una decisi\u00f3n inteligente<\/strong><\/p>\n

Pero la pregunta es \u00bfcu\u00e1nta es la cantidad ideal que debo de ahorrar o separar de mi salario para arrendar una propiedad? se sugiere\u00a0que, del total del ingreso percibido mensualmente, una persona debe de asignar el 30% como pago m\u00e1ximo de la renta, lo anterior, para poder tener una distribuci\u00f3n del gasto apropiada sin sangrar las arcas personales.<\/p>\n

Por eso, antes de elegir una vivienda, recomendamos que primero conozcas cu\u00e1l es el equivalente al 30% de tu sueldo y a partir de dicha cantidad comiences a buscar el espacio, ya sea que lo hagas s\u00f3lo o con otra persona, pues ser\u00e1 un compromiso estipulado en el contrato de arrendamiento y habr\u00e1 de cumplirse<\/p>\n","protected":false},"excerpt":{"rendered":"

Llega la quincena y muchas veces ya no sabemos de d\u00f3nde sacar dinero para pagar las…<\/p>\n","protected":false},"author":69,"featured_media":32757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[4,23],"tags":[424,426,428,425,427],"class_list":["post-32756","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas-y-negocios","category-noticias","tag-ahorro","tag-bienes","tag-economia","tag-renta","tag-salario"],"acf":[],"yoast_head":"\n\u00bfVas a rentar? 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