{"id":33335,"date":"2018-09-04T14:50:04","date_gmt":"2018-09-04T19:50:04","guid":{"rendered":"http:\/\/innovatori.space\/lat21\/?p=33335"},"modified":"2018-09-04T14:53:46","modified_gmt":"2018-09-04T19:53:46","slug":"millenials-no-confian-en-las-afores-prefieren-la-alcancia","status":"publish","type":"post","link":"https:\/\/l21.mx\/?p=33335","title":{"rendered":"Millenials no conf\u00edan en las afores, prefieren la alcanc\u00eda"},"content":{"rendered":"<div id=\"attachment_33336\" style=\"width: 635px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials.jpg\" data-rel=\"penci-gallery-image-content\" ><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-33336\" class=\"wp-image-33336 size-full\" src=\"http:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials.jpg\" alt=\"\" width=\"625\" height=\"415\" srcset=\"https:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials.jpg 625w, https:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials-300x199.jpg 300w, https:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials-585x388.jpg 585w, https:\/\/l21.mx\/wp-content\/uploads\/2018\/09\/Ahorro-Millenials-263x175.jpg 263w\" sizes=\"(max-width: 625px) 100vw, 625px\" \/><\/a><p id=\"caption-attachment-33336\" class=\"wp-caption-text\">Los millennials ven al ahorro como un h\u00e1bito deseable y positivo, la inversi\u00f3n tendr\u00eda que ser el siguiente paso para mejorar su econom\u00eda. Foto: Metros C\u00fabicos<\/p><\/div>\n<p><strong>El director general de la plataforma de pr\u00e9stamos, Diego Paill\u00e9s, destac\u00f3 que esta generaci\u00f3n mantiene poco inter\u00e9s en alg\u00fan veh\u00edculo de inversi\u00f3n formal<\/strong>, que les ofrezca beneficios a largo plazo, por eso opta por mantener sus ahorros en alcanc\u00edas o tandas organizadas incluso con amigos.<\/p>\n<p><strong>Los m\u00e9todos de ahorro informal como alcanc\u00edas y tandas, son algunos de los preferidos por los milenials<\/strong>, quienes no sienten confianza en las inversiones a largo plazo, pues no creen en las necesidades futuras; as\u00ed lo revel\u00f3 un sondeo realizado por la plataforma de pr\u00e9stamos individuales La Tasa.<\/p>\n<p>La encuesta consider\u00f3 a 556 j\u00f3venes de entre 20 y 35 a\u00f1os, catalogados como la generaci\u00f3n Millenial.<strong> Se encontr\u00f3 que el 20 por ciento prefiere ahorrar con m\u00e9todos informales,<\/strong> como las alcanc\u00edas y tandas, en tanto que el 12 por ciento respondi\u00f3 que s\u00ed cree en instrumentos de inversi\u00f3n; <strong>s\u00f3lo el uno por ciento opt\u00f3 por aportar a su cuenta de Afore.<\/strong><\/p>\n<p>\u201cHemos visto que las nuevas generaciones integran el mundo digital a muchas \u00e1reas de su vida. Sin embargo, algunos de sus h\u00e1bitos financieros a\u00fan necesitan actualizarse. <strong>Muchos no invierten por desconocimiento o miedo<\/strong>, ya que anteponen el riesgo a los beneficios y optan por dejar su dinero en medios ya conocidos\u201d, coment\u00f3.<\/p>\n<p>Por separado, Leopoldo Somohano, director corporativo de Estrategia y Desarrollo de Negocios de la Afore Principal, coment\u00f3 que una caracter\u00edstica de la generaci\u00f3n milenials es que no se interesan en el futuro, pues lo ven lejano, <strong>lo que limita su inter\u00e9s en invertir en instrumentos de largo plazo que les garantice una mejor pensi\u00f3n en su edad de retiro.<\/strong><\/p>\n<p>\u201cLos milenials buscan satisfacci\u00f3n moment\u00e1nea en vez de ahorrar, porque e<strong>l ahorro a largo plazo no lo pueden presumir en redes sociales<\/strong> ni comentar entre ellos en su d\u00eda a d\u00eda\u201d, dijo.<\/p>\n<p>El directivo hizo referencia a una encuesta hecha el a\u00f1o pasado por la UNAM en conjunto con Citibanamex, en la que se revel\u00f3 que <strong>el 39 por ciento de los milenials s\u00ed piensa en su retiro, pero s\u00f3lo el 13 por ciento mencion\u00f3 tener un ahorro para su jubilaci\u00f3n.<\/strong><\/p>\n<p><span style=\"color: #3366ff;\"><em>La Cr\u00f3nica de Hoy<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El director general de la plataforma de pr\u00e9stamos, Diego Paill\u00e9s, destac\u00f3 que esta generaci\u00f3n mantiene poco&hellip;<\/p>\n","protected":false},"author":69,"featured_media":33338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[4,23],"tags":[],"class_list":["post-33335","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas-y-negocios","category-noticias"],"acf":[],"yoast_head":"<!-- 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