{"id":35326,"date":"2019-01-21T19:09:27","date_gmt":"2019-01-22T00:09:27","guid":{"rendered":"http:\/\/www.latitud21.com.mx\/?p=35326"},"modified":"2019-01-31T17:18:56","modified_gmt":"2019-01-31T22:18:56","slug":"infonavit-revisara-160000-creditos-anclados-al-salario-minimo","status":"publish","type":"post","link":"https:\/\/l21.mx\/?p=35326","title":{"rendered":"Infonavit revisar\u00e1 160 mil cr\u00e9ditos anclados al salario m\u00ednimo"},"content":{"rendered":"<h1 class=\"f4_title entry-title\"><a href=\"http:\/\/www.latitud21.com.mx\/wp-content\/uploads\/2019\/01\/INFONAVIT.jpg\" data-rel=\"penci-gallery-image-content\" ><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-35327\" src=\"http:\/\/www.latitud21.com.mx\/wp-content\/uploads\/2019\/01\/INFONAVIT.jpg\" alt=\"\" width=\"696\" height=\"417\" \/><\/a><\/h1>\n<p><strong>El organismo\u00a0dio a conocer que ya se revisan 160,000 casos, ante las m\u00faltiples quejas entorno a los \u201cimpagables\u201d\u00a0cr\u00e9ditos del Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit), el presidente Andr\u00e9s Manuel L\u00f3pez Obrador anunci\u00f3 hace casi una semana que tomar\u00eda cartas en el asunto y pedir\u00eda que se revisar\u00e1n.\u00a0<\/strong><\/p>\n<p>Ser\u00e1n sometidos a revisi\u00f3n 160,000 financiamientos en una primera etapa como parte del programa de reestructura de cr\u00e9ditos hipotecarios que realiza el Instituto.<\/p>\n<p><strong>El director general del Infonavit, Carlos Mart\u00ednez Vel\u00e1zquez,<\/strong> se\u00f1al\u00f3 que el objetivo es trasladar el monto de los cr\u00e9ditos que fueron otorgados bajo el formato de Veces Salario Minimo (VSM) a pesos con una tasa de inter\u00e9s fija.<\/p>\n<p>\u201c<strong>La deuda con el Infonavit no disminu\u00eda cuando el cr\u00e9dito estaba en salarios<\/strong>, ahora se tiene una tabla de pagos cierta en pesos y va disminuyendo el saldo. Para ellos estamos haciendo un programa de reestructura que beneficiar\u00e1 a m\u00e1s de 150,000 trabajadores en la primera etapa. Y as\u00ed buscaremos a todos\u201d, dijo en su\u00a0<a href=\"https:\/\/twitter.com\/carlosmartinezv\/status\/1085243129169625089\">cuenta de Twitter<\/a>.<\/p>\n<p>El director del Infonavit explic\u00f3 que <strong>desde 2015 no se otorgan financiamientos bajo el esquema propuesto<\/strong>, pese a que todos los cr\u00e9ditos emitidos con antelaci\u00f3n fueron contratados en ese rubro, por lo que en 2017 el incremento de los mismos se realizaba con referencia a la\u00a0Unidad de Medida y Actualizaci\u00f3n (UMA), a fin de colocar el aumento entre el valor del salario m\u00ednimo y del UMA.<\/p>\n<p>Derivado de esto, se\u00f1al\u00f3 que los trabajadores concentrados en el esquema en VSM <strong>presentan dificultades para terminar de pagar sus cr\u00e9ditos bajo el modelo implementado en 2017<\/strong>, ya que destinan menos a su capital y su deuda incrementa conforme al UMA.<\/p>\n<p>Fernando Soto, director de Tu Hipoteca F\u00e1cil, dijo en entrevista para\u00a0<a href=\"https:\/\/www.eluniversal.com.mx\/cartera\/revision-160-mil-creditos-de-infonavit\" target=\"_blank\" rel=\"noopener\"><em>El Universal<\/em><\/a>, detall\u00f3 que\u00a0\u201c<strong>al ser a tan largo plazo<\/strong>, lo poco que amortizan de capital en el a\u00f1o se actualizaba por encima de lo que amortizaban al hacer la actualizaci\u00f3n del salario m\u00ednimo o las UMA, eso t\u00e9cnicamente imped\u00eda que se redujera la deuda real en pesos, aunque hubiera una peque\u00f1a o marginal amortizaci\u00f3n de la deuda en salarios m\u00ednimos\u201d.<\/p>\n<p>Agreg\u00f3 que\u00a0<strong>hay 5 millones de cr\u00e9ditos denominados en VSM<\/strong> que se tienen que reestructurar a pesos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El organismo\u00a0dio a conocer que ya se revisan 160,000 casos, ante las m\u00faltiples quejas entorno a&hellip;<\/p>\n","protected":false},"author":69,"featured_media":35861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[4,23],"tags":[],"class_list":["post-35326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-empresas-y-negocios","category-noticias"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Infonavit revisar\u00e1 160 mil cr\u00e9ditos anclados al salario m\u00ednimo | Revista Latitud 21<\/title>\n<meta name=\"description\" content=\"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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