{"id":87962,"date":"2025-07-02T11:24:41","date_gmt":"2025-07-02T16:24:41","guid":{"rendered":"https:\/\/l21.mx\/?p=87962"},"modified":"2025-07-02T11:24:41","modified_gmt":"2025-07-02T16:24:41","slug":"vigilancia-y-desconfianza-financiera","status":"publish","type":"post","link":"https:\/\/l21.mx\/?p=87962","title":{"rendered":"Vigilancia y desconfianza financiera"},"content":{"rendered":"<ul>\n<li>Carta de la editora<\/li>\n<li><b>Nelly Garc\u00eda<\/b><\/li>\n<li>ngarcia@latitud21.com.mx<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>En los \u00faltimos d\u00edas, dos noticias en M\u00e9xico encendieron se\u00f1ales de alerta que no deber\u00edamos ignorar: por un lado, la intervenci\u00f3n de tres instituciones financieras mexicanas tras una acusaci\u00f3n grave del Departamento del Tesoro de Estados Unidos; por otro, la aprobaci\u00f3n de una ley que ampl\u00eda de forma preocupante las capacidades de vigilancia del Estado mexicano sobre su propia poblaci\u00f3n.<\/p>\n<p>En el primer caso, la se\u00f1al vino desde fuera. El gobierno estadounidense coloc\u00f3 a CIBanco, Intercam y Vector Casa de Bolsa en la lista de entidades con \u201cpreocupaci\u00f3n principal en materia de lavado de dinero\u201d por su presunta relaci\u00f3n con el tr\u00e1fico de opioides. Aunque las instituciones negaron categ\u00f3ricamente los se\u00f1alamientos, las consecuencias no se hicieron esperar. Visa cancel\u00f3 sus operaciones con CIBanco, Fibra Inn y Terrafina lo desvincularon como fiduciario, y la Comisi\u00f3n Nacional Bancaria y de Valores intervino para intentar contener el da\u00f1o.<\/p>\n<p>La reacci\u00f3n del gobierno federal, y en particular de la presidenta Claudia Sheinbaum, fue minimizar el asunto. Pero para miles de cuentahabientes, empresas y actores del sector tur\u00edstico e inmobiliario que operan con estos intermediarios, la incertidumbre es real. El impacto reputacional es profundo, y revela la fragilidad del sistema financiero ante se\u00f1ales internacionales de desconfianza.<\/p>\n<p>El segundo caso, m\u00e1s silencioso pero igual de inquietante, ocurri\u00f3 en el Congreso. Se aprob\u00f3 una nueva Ley del Sistema Nacional de Investigaci\u00f3n e Inteligencia que permite al Estado mexicano acceder, sin autorizaci\u00f3n judicial, a datos personales de la poblaci\u00f3n: desde biom\u00e9tricos y bancarios hasta de salud, ubicaci\u00f3n y h\u00e1bitos de consumo. Una arquitectura de vigilancia masiva que, combinada con otras reformas recientes, fortalece el poder de las Fuerzas Armadas en tareas de inteligencia sin controles claros ni contrapesos efectivos.<\/p>\n<p>Especialistas han alertado que se trata de un modelo sin garant\u00edas, sin supervisi\u00f3n ciudadana ni institucional. El uso que pueda darse a esa informaci\u00f3n \u2014en un contexto de polarizaci\u00f3n pol\u00edtica y creciente militarizaci\u00f3n\u2014 deber\u00eda preocuparnos a todos.<\/p>\n<p>Los dos temas tienen un hilo com\u00fan: la erosi\u00f3n de la confianza. Ya sea en el sistema financiero o en las instituciones democr\u00e1ticas, sin transparencia, sin controles independientes, y sin rendici\u00f3n de cuentas, no hay certeza posible. Y sin certeza, no hay inversi\u00f3n ni desarrollo sostenible, ni turismo confiable, ni ciudadan\u00eda libre. <span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Carta de la editora Nelly Garc\u00eda ngarcia@latitud21.com.mx &nbsp; En los \u00faltimos d\u00edas, dos noticias en M\u00e9xico&hellip;<\/p>\n","protected":false},"author":95,"featured_media":46181,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[923],"tags":[],"class_list":["post-87962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nelly-garcia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vigilancia y desconfianza financiera | Revista Latitud 21<\/title>\n<meta name=\"description\" content=\"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/l21.mx\/?p=87962\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Vigilancia y desconfianza financiera | Revista Latitud 21\" \/>\n<meta name=\"twitter:description\" content=\"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@Latitud21mx\" \/>\n<meta name=\"twitter:site\" content=\"@Latitud21mx\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"ahernandez@latitud21.com.mx\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962\"},\"author\":{\"name\":\"ahernandez@latitud21.com.mx\",\"@id\":\"https:\\\/\\\/l21.mx\\\/#\\\/schema\\\/person\\\/b3cb342bb947a88e1fc27e05770479da\"},\"headline\":\"Vigilancia y desconfianza financiera\",\"datePublished\":\"2025-07-02T16:24:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962\"},\"wordCount\":426,\"publisher\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/nelly-garcia-carta-del-editor.jpg\",\"articleSection\":[\"Nelly Garc\u00eda\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962\",\"url\":\"https:\\\/\\\/l21.mx\\\/?p=87962\",\"name\":\"Vigilancia y desconfianza financiera | Revista Latitud 21\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/nelly-garcia-carta-del-editor.jpg\",\"datePublished\":\"2025-07-02T16:24:41+00:00\",\"description\":\"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/l21.mx\\\/?p=87962\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#primaryimage\",\"url\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/nelly-garcia-carta-del-editor.jpg\",\"contentUrl\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/nelly-garcia-carta-del-editor.jpg\",\"width\":900,\"height\":599},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/l21.mx\\\/?p=87962#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/l21.mx\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vigilancia y desconfianza financiera\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/l21.mx\\\/#website\",\"url\":\"https:\\\/\\\/l21.mx\\\/\",\"name\":\"Revista Latitud 21\",\"description\":\"Emprendedores  y negocios en el Caribe Mexicano\",\"publisher\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/l21.mx\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/l21.mx\\\/#organization\",\"name\":\"Grupo Editorial Latitud 21 SA de CV\",\"url\":\"https:\\\/\\\/l21.mx\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/l21.mx\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/logo-l21-baja.jpg\",\"contentUrl\":\"https:\\\/\\\/l21.mx\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/logo-l21-baja.jpg\",\"width\":250,\"height\":250,\"caption\":\"Grupo Editorial Latitud 21 SA de CV\"},\"image\":{\"@id\":\"https:\\\/\\\/l21.mx\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/RevistaLatitud21\\\/\",\"https:\\\/\\\/x.com\\\/Latitud21mx\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/l21.mx\\\/#\\\/schema\\\/person\\\/b3cb342bb947a88e1fc27e05770479da\",\"name\":\"ahernandez@latitud21.com.mx\",\"url\":\"https:\\\/\\\/l21.mx\\\/?author=95\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vigilancia y desconfianza financiera | Revista Latitud 21","description":"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/l21.mx\/?p=87962","twitter_card":"summary_large_image","twitter_title":"Vigilancia y desconfianza financiera | Revista Latitud 21","twitter_description":"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.","twitter_image":"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg","twitter_creator":"@Latitud21mx","twitter_site":"@Latitud21mx","twitter_misc":{"Escrito por":"ahernandez@latitud21.com.mx","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/l21.mx\/?p=87962#article","isPartOf":{"@id":"https:\/\/l21.mx\/?p=87962"},"author":{"name":"ahernandez@latitud21.com.mx","@id":"https:\/\/l21.mx\/#\/schema\/person\/b3cb342bb947a88e1fc27e05770479da"},"headline":"Vigilancia y desconfianza financiera","datePublished":"2025-07-02T16:24:41+00:00","mainEntityOfPage":{"@id":"https:\/\/l21.mx\/?p=87962"},"wordCount":426,"publisher":{"@id":"https:\/\/l21.mx\/#organization"},"image":{"@id":"https:\/\/l21.mx\/?p=87962#primaryimage"},"thumbnailUrl":"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg","articleSection":["Nelly Garc\u00eda"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/l21.mx\/?p=87962","url":"https:\/\/l21.mx\/?p=87962","name":"Vigilancia y desconfianza financiera | Revista Latitud 21","isPartOf":{"@id":"https:\/\/l21.mx\/#website"},"primaryImageOfPage":{"@id":"https:\/\/l21.mx\/?p=87962#primaryimage"},"image":{"@id":"https:\/\/l21.mx\/?p=87962#primaryimage"},"thumbnailUrl":"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg","datePublished":"2025-07-02T16:24:41+00:00","description":"L21, Emprendedores y Negocios en el Caribe Mexicano, es la revista l\u00edder entre el Sector Empresarial y Tur\u00edstico del Caribe Mexicano.","breadcrumb":{"@id":"https:\/\/l21.mx\/?p=87962#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/l21.mx\/?p=87962"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/l21.mx\/?p=87962#primaryimage","url":"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg","contentUrl":"https:\/\/l21.mx\/wp-content\/uploads\/2021\/04\/nelly-garcia-carta-del-editor.jpg","width":900,"height":599},{"@type":"BreadcrumbList","@id":"https:\/\/l21.mx\/?p=87962#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/l21.mx\/"},{"@type":"ListItem","position":2,"name":"Vigilancia y desconfianza financiera"}]},{"@type":"WebSite","@id":"https:\/\/l21.mx\/#website","url":"https:\/\/l21.mx\/","name":"Revista Latitud 21","description":"Emprendedores  y negocios en el Caribe Mexicano","publisher":{"@id":"https:\/\/l21.mx\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/l21.mx\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/l21.mx\/#organization","name":"Grupo Editorial Latitud 21 SA de CV","url":"https:\/\/l21.mx\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/l21.mx\/#\/schema\/logo\/image\/","url":"https:\/\/l21.mx\/wp-content\/uploads\/2020\/10\/logo-l21-baja.jpg","contentUrl":"https:\/\/l21.mx\/wp-content\/uploads\/2020\/10\/logo-l21-baja.jpg","width":250,"height":250,"caption":"Grupo Editorial Latitud 21 SA de CV"},"image":{"@id":"https:\/\/l21.mx\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/RevistaLatitud21\/","https:\/\/x.com\/Latitud21mx"]},{"@type":"Person","@id":"https:\/\/l21.mx\/#\/schema\/person\/b3cb342bb947a88e1fc27e05770479da","name":"ahernandez@latitud21.com.mx","url":"https:\/\/l21.mx\/?author=95"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/posts\/87962","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/users\/95"}],"replies":[{"embeddable":true,"href":"https:\/\/l21.mx\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=87962"}],"version-history":[{"count":1,"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/posts\/87962\/revisions"}],"predecessor-version":[{"id":87965,"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/posts\/87962\/revisions\/87965"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/l21.mx\/index.php?rest_route=\/wp\/v2\/media\/46181"}],"wp:attachment":[{"href":"https:\/\/l21.mx\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=87962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/l21.mx\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=87962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/l21.mx\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=87962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}